A change of season is a good time to change yourself. If you‘re like most of us, you want to stop spending so much money, especially with the holiday season just around the corner. Here are a few tips for falling back into some fall savings:
1. Just Stop Spending
Sounds simple, but this takes some concerted effort. The idea is not to spend money on restaurants, bars, and shopping (other than necessities of course). You might start small, with a no-spending weekend, but if you are really determined to save money, you could try for a full week.
2. Save Money on Halloween Costumes
There are lots of ways to get creative and not spend a ton of money on a kids Halloween costume. If you’re not very creative though, you could set up a neighborhood or school costume swap with other parents. They will likely appreciate it too.
3. Smart Holiday Shopping
Don’t you always envy those people who have holiday shopping under control? Maybe it’s your turn. Start now. Start saving a little bit each week towards a shopping goal. You can just estimate if you don’t know what you’re getting yet. Then, be sure to stick to the amount of money you saved to avoid the January credit card hangover.
4. Don’t Let Your App Lead You to Temptation
Apps have made it really, really easy to spend money. You know those apps that are hooked directly to your bank account? Starbucks, for instance? Get rid of it! Don’t let it be so easy to piddle away your dollars and cents without feeling the pain. Carry cash instead, so you know what it going out of your wallet.
5. Co-Entertain with Friends
When you have friends over because you’re saving money by not going out, don’t shell out money for the get together by yourself. Ask everyone to bring something to keep all of your spending to a minimum.
6. Break Up With Gym
The fall weather is awesome. Why do you want to be inside a smelly gym anyway? If you can get out if it, at least for a while, do it! You probably won’t be going as much during the holidays anyway, so why not save a few hundred dollars. And remember, there are usually great sign-up deals in January.
7. Grab a Sweater
It’s finally sweater weather! Turn that air conditioning off and don’t turn the heat on yet. You can do it. Why do we always have to have the perfect air temperature in our homes anyway? It costs a lot of money to be comfortable in short sleeves year-round.
8. Homemade Pumpkin Spice Latte is Better
Save $5 a day by making it yourself. There are recipes all over the Internet, and it’s really not hard. Plus you will probably make it with less sugar and healthier than the one from your favorite coffee shop.
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